Representative 1192% APR :(variable). Rates from 48.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months.

Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

Warning: Late repayment can cause you serious money problems. For help, go to

Welcome To Monthly Loans

Monthly Loans work in the Payday loans market for a long time so we have great relationships with the leading lenders and also some of the smaller ones so we have a wide range of lenders to seek out to find the right deal to match you as an individual. We offer some great alternatives to the traditional one month, short term loans such as fast online instalment loans. Rest assured that any application you make with us is 100% secure.

Need a Payday loans to suit you? At Monthly Loans, our loans can be taken over a period of 3-18 months to suit your needs. You decide how much you need to borrow to cover your unexpected bills and then work out how long you need to pay the amount back. The finance options available to you are flexible enough to suit your needs.

You can borrow from £100-£5000 by filling in our simple application form. We will then do all the hard work in the background to locate for the right loan for you. There's no waiting around for days to find out if you have been accepted, you get an online decision in minutes.

Collection Practices

Once you have received your payday or instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday or instalment loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Non Payment Implications

The implications of non-payment of your loan could include adverse details being included within your credit report. This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incur a charge/fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, Monthly Loans strongly recommends that you contact the lender in the first instance.

Your lender may be willing to renew your loan. If you wish to do this you should contact them as soon as you know. Our lenders generally charge the same or better rates for loans if you have successfully repaid a loan to them in the past. Remember our lenders have to check that you can afford any loan. Any decision you make regarding the renewal of a loan should be made with full consideration of all the costs and your situation at that time.

How does it work?

Monthly Loans operates as a broker for those looking for payday loans. As such, it offers solutions that are tailored to the applicant, while ensuring the lenders being put forward are of good repute. As Monthly Loans deals with personal loans every day, it is able to offer applicants looking for a portal that is easy to use, and offers the most robust security measures when dealing with information.

1. Apply Online

Apply online using our simple application form. It takes less than 60 seconds.

2. Choose Loan Amount

Choose how much you'd like to borrow and fill out a few simple details.

3. Receive Cash

The money will be deposited into your bank account within minutes of approval!

Qualifying for Payday Loans

In order to qualify for payday loans with MonthlyLoans, you must meet our requirements. If you do not meet these requirements then you may not be eligible for a payday Loan. Please make sure, all personal information is entered correctly, to ensure your payday loan is approved.

There are few restrictions to applicants, all Monthly Loans asks is that you are able to confirm the following:

That you are 18 years or above.

That you are a resident of the United Kingdom.

You have a bank account with a valid debit card.

You receive £750 or more after tax each month.

Confirmation that your salary is paid directly into your bank account.

Get an instant loan decision online up £100 to £5,000 today

Get an instant loan decision online up to £5,000 today* The loans you can get via Monthly Loans are designed to make your life easier – sometimes you have an emergency and need that little bit of extra cash to get you by – we're here to help. Apply via our website( and you will be able to see if any of our lenders will accept you for £100 to £5,000 loans (between 1 and 24 months). It's possible to get your loan on the the next business day*.

We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone - even if you have been declined elsewhere, we can still help. Our small loan form is designed to be as easy as possible to fill out with an average result time of just 60 seconds.

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