Representative 1192% APR :(variable). Rates from 48.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months.

Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

Warning: Late repayment can cause you serious money problems. For help, go to


If you are interested in acquiring a loan, we strongly recommend that you take a look at the overall cost of the loan prior to finalising an agreement. We urge all of our consumers to borrow only what they have the ability to pay back. An easy to follow method to see if a loan is appropriate for you, is to estimate your disposable income. Then, subtract the total amount of the loan (plus interest). If you still have enough money left over, then it is possible that the loan may be a good fit.

Monthly Loans is an experienced broker in the finance industry and we’re proud to say that we strive every day to provide a service of excellence. This comes from properly informing all of our consumers so that they can have a strong understanding of how short term loans work.

You can borrow between £100 and £2500. Please think carefully before you apply for any amount to make sure that you will be in a position to repay it when your loan agreement comes to an end.

How does it work?

Monthly Loans operates as a broker for those looking for payday loans. As such, it offers solutions that are tailored to the applicant, while ensuring the lenders being put forward are of good repute. As Monthly Loans deals with personal loans every day, it is able to offer applicants looking for a portal that is easy to use, and offers the most robust security measures when dealing with information.

1. Apply Online

Apply online using our simple application form. It takes less than 60 seconds.

2. Choose Loan Amount

Choose how much you'd like to borrow and fill out a few simple details.

3. Receive Cash

The money will be deposited into your bank account within minutes of approval!

Qualifying for Payday Loans

In order to qualify for payday loans with MonthlyLoans, you must meet our requirements. If you do not meet these requirements then you may not be eligible for a payday Loan. Please make sure, all personal information is entered correctly, to ensure your payday loan is approved.

There are few restrictions to applicants, all Monthly Loans asks is that you are able to confirm the following:

That you are 18 years or above.

That you are a resident of the United Kingdom.

You have a bank account with a valid debit card.

You receive £750 or more after tax each month.

Confirmation that your salary is paid directly into your bank account.

Get an instant loan decision online up £100 to £5,000 today

Get an instant loan decision online up to £5,000 today* The loans you can get via Monthly Loans are designed to make your life easier – sometimes you have an emergency and need that little bit of extra cash to get you by – we're here to help. Apply via our website( and you will be able to see if any of our lenders will accept you for £100 to £5,000 loans (between 1 and 24 months). It's possible to get your loan on the the next business day*.

We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone - even if you have been declined elsewhere, we can still help. Our small loan form is designed to be as easy as possible to fill out with an average result time of just 60 seconds.

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